Student Loans are payment options to encourage students to continue their pursuit of education. Such loans and grants are beneficial especially for students who are suffering from financial constraints. These loans are normally to be repaid by graduates upon landing a job.

Recently, countries such as the United States have considered waiving student loans altogether as a form of wide-scale support for students and graduates. Other countries such as Australia, France, Canada, New Zealand, and Germany also offer several modes of student loan support.

Real Research launched a survey seeking public opinions on student loan benefits and the newfound methods of student loan support. The survey on student loan support aims to find out the best type of student support loans, their effectiveness, and their implications. In essence, the survey aims to answer the question: are student loans worth it?


  • 51.67% want ‘payment exemptions’ as a form of student loan support
  • 80.33% believe student loan support affects the pursuit of higher education
  • 76.03% had student loan support implemented in their respective locations

61.65% Believe Student Loans Are Helpful

The survey begins by presenting respondents with a simple question – whether they’ve heard of ‘Student Loans’. An overwhelming 87.13% responded ‘yes’, while a mere 12.87% responded with ‘no’.

Following that, the survey asks respondents if student loans were implemented in their respective countries or cities. In response, a majority of 76.03% say ‘yes’. Meanwhile, a close 12.57% and 11.4% say ‘no’ and ‘unsure’, respectively.

Figure 1: Opinion on the effectiveness of student loans

Afterward, the survey asked respondents whether they thought student loans were effective methods of financial support. A majority of 61.65% say ‘definitely, while 20.51% say ‘maybe’. Meanwhile, 11.44% say ‘unsure’ and 6.4% say ‘not really’.

Over Half the Respondents Approve ‘Payment Exemptions’

Next, the survey asks respondents if ‘Payment Pauses’ were effective methods of financial support. In response, an overwhelming majority of 77.19% responded with ‘yes’. Meanwhile, 13.82% responded with ‘unsure’, while a mere 8.99% chose ‘no’.

Figure 2: Respondents on their student loan option of choice

Then, the survey asks respondents which of a presented list of student loan support options they wanted to see implemented. Over half of the respondents (51.67%) chose ‘payment exemptions’. Meanwhile, there was a close outcome between ‘interest rate reductions’ and ‘payment reductions’ with 19.7% and 17.58%, respectively. Finally, the least chosen answers were ‘payment postponement/deferment’ with 10.07% and ‘other’ with 0.98%.

Many Believe Student Loan Support Affects the Pursuit of Higher Education

The survey then asks respondents how they would feel if their chosen student loan support became available in their location. In response, 51.77%, chose ‘relief’. Meanwhile, some respondents chose positive answers like ‘happy’ (23.15%) and ‘free’ (13.15%). On the other hand, others chose negative emotions such as ‘anxious’ ( 3.47%), ‘worried’ (3.34%), and ‘stressed’ (4.28%).

Following this, the survey asks respondents — should all educational institutes offer flexible tuition payment options? In response, 84.69% chose an overwhelming ‘yes’. In contrast, 15.31% chose ‘no’.

Figure 3: Respondents on whether student loan support affects the pursuit of higher education

Finally, the survey asks respondents whether student loan support would encourage students to pursue higher education. An overwhelming 80.33% responded with ‘yes’. Accordingly, only 10.98% went with ‘unsure’ and 8.68% chose ‘no’.


Survey TitleSurvey on Student Loan Support
DurationMay 02 – May 09, 2022
Number of Participants50,000
DemographicsMales and females, aged 21 to 99
Participating Countries Afghanistan, Algeria, Angola, Argentina, Armenia, Australia, Azerbaijan, Bahrain, Bangladesh, Belarus, Benin, Bolivia, Brazil, Brunei, Bulgaria, Burkina Faso, Cambodia, Cameroon, Canada, Chile, China, China (Hong Kong) China (Macao), China (Taiwan), Colombia, Costa Rica, Croatia, Czech Republic, Ecuador, Egypt, El Salvador, Ethiopia, Finland, France, Gambia, Georgia, Germany, Ghana, Greece, Greanada, Guatemala, Honduras, Hungary, India, Indonesia, Iraq, Ireland, Israel, Italy, Ivory Coast, Japan, Jordan, Kenya, Kuwait, Kyrgyzstan, Latvia, Lebanon, Libya, Lithuania, Malaysia, Maldives, Maluritania, Mexico, Moldova, Mongolia, Morocco, Mozambique, Myanmar [Burma], Namibia, Nepal, Nicaragua, Nigeria, Oman, Pakistan, Palestine, Panama, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russia, Saudi Arabia, Serbia, Sierra Leone, Singapore, Slovakia, South Africa, South Korea, Spain, Sri Lanka, Tanzania, Thailand, Togo, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Venezuela, Vietnam, Yemen, Zimbabwe.